Although grades and report cards are left behind upon graduating from school, adults still worry about one all-important and everlasting grade: the credit score. A credit score is a numerical expression that represents a person’s creditworthiness. It incorporates a variety of financial information, including credit history and personal money management, which means that attempting to raise a credit score can be a frustrating and time-consuming process. This is unfortunate, because a credit score can dramatically affect a person’s ability to complete important tasks, like obtaining a credit card, buying a house, and securing a loan. If your number isn’t as high as you would like, you might wonder how it will affect your future. For example, do you need good credit to get a personal loan?
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Archives for February 8, 2016
