When you need an installment loan (stat!), you shouldn’t beat around the bush with just any lending company. Choosing the wrong lender could have terrible consequences—longer waiting times, more expensive loans, pestering lenders, frequent phone calls . . . As you search online for potential installment loans, be vigilant and take your time distinguishing between affiliates, who farm applicants’ information out to hundreds of potential lenders, and direct lending companies, who will process your application directly and provide you with a loan if you are approved. So why use a direct lender? Although we’ve already provided one basic (but essential) reason, let’s dig a little deeper . . .
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