When you need money and you need money fast, it’s easy to make a hasty and unwise decision. So if you’re looking for an installment loan online, please take a moment to pause, breathe, and carefully consider your options. As you begin your search for a reputable, reliable lender, you will find two types of loan websites online: affiliate programs and direct lenders. It won’t take much time or research for you to learn that direct lenders are (by a landslide) the preferred option for installment loans. However, you might be wondering why. What is a direct lender? What benefits do they offer? How do they compare with affiliate loan websites? Let’s find out . . .